Asking the right questions is an important part of every financial decision you make, and home ownership is no exception. If you’ve been thinking about buying a place, preliminary research will turn up a long checklist of questions for you to ask at every part of the process; from finances to mortgage options, and even the questions that you’ll have for your real estate agent. But … Continue reading 4 Questions to Ask Before You Sign a Mortgage
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The thought of buying your first home is exciting but before you get caught up in all that excitement you’ll want to be sure you have a solid financial foundation in place. Here’s what you should know about your finances.
We’ve all seen the coverage of the recent Fort McMurray wildfires and the aftermath as individuals and families deal with the circumstances the best they can. Unfortunately in BC, we’re no stranger to wildfires and the devastating affect they can have. In 2015 there were 1836 wildfires in BC which accounted for a staggering 280,465 hectares burned. The record-breaking hot and dry conditions are expected … Continue reading Are you Prepared for an Emergency?
You’re looking for a home: should you rent or buy? The right answer is about more than the mortgage payment. In fact, finalizing the details of a mortgage is really the last step in a complex decision process. There’s a big difference between renting and owning, and the question of which is better for you is a highly personal one that will take into account … Continue reading Buy or Rent: Which One is Right for You?
The TFSA and RRSP are always a hot topic at this time of year, but what’s the difference and which should you be investing in? Our guide breaks it down for you.
TRUE OR FALSE? Only people with high net worth should work with a financial advisor. It’s the biggest misconception out there, and we hear it time and time again. Whether you’ve just graduated and are starting a career, saving for your first home or looking at shifting gears into parenthood, or even retirement, it helps to have a financial professional in your corner. Even if … Continue reading 3 Benefits of Working with a Financial Advisor
Are you feeling the crunch from your holiday spending? Despite best intentions, the holidays seem to encourage over indulgence.
Though Santa Claus has already made his list and checked it twice, many of us have only begun to tackle our own giving lists. And for some, the lists don’t manifest themselves until Christmas Eve. Either way, there’s still time to implement some strategies to keep your spending reasonable, or perhaps to plan some changes for next year.
It may seem inconceivable that 25 cents can equate to $3 million, but by working together, across the province of BC, this is a reality. Every year BC credit unions contribute 25 cents per member to the Success By 6 initiative, a unique partnership between United Ways of BC, Credit Unions of BC and the Ministry of Children and Family Development. Research shows that healthy … Continue reading How Does 25 Cents Grow to $3 Million?
If you’re the owner of a small business and you’re thinking about obtaining a loan or a line of credit; WAIT – until you’ve read these tips. We often have small business owners come to us to borrow – for various reasons. These entrepreneurs have the best intentions of presenting their business in a way that gets them the loan. But when they’re missing valuable … Continue reading Small Business Secrets: How to Impress Your Lender Using These 3 Tips
