TRUE OR FALSE? Only people with high net worth should work with a financial advisor.

It’s the biggest misconception out there, and we hear it time and time again.

Whether you’ve just graduated and are starting a career, saving for your first home or looking at shifting gears into parenthood, or even retirement, it helps to have a financial professional in your corner.

Even if you have a good handle on your finances now, with every big decision you make in life (and the unexpected ones that are made for you), your financial needs change. You don’t need to figure it out on your own. A financial advisor has helped many people navigate through those same changes. They’ll take the time to understand what you want to achieve in life and can provide financial advice to help you get there. After all, if it was easy to navigate on your own, wouldn’t everyone retire with all of their goals achieved?

Here are 3 reasons you should work with a financial advisor:

  1. *Research Says: a household that has worked with a financial advisor for 15 or more years has 2.73 times more assets than a household who has not worked with an advisor. Studies also show that those who work with a financial planner are better protected, and far more prepared for retirement and unexpected events than those who don’t.
  2. Eye on the Prize: when things don’t go quite as planned, it can be tough for the best of us to stay the course, or have the knowledge and clarity to make the right choice at the right time. A financial partner looks out for your best interest, based on your goals and priorities. Advisors provide an objective opinion when you may need it most.
  3. One Stop Shop: it’s more than convenience – it’s peace of mind. Your financial picture should include insurance and estate planning in additional to financial services. You can’t have one without the other, and with a trained, knowledgeable partner at your side, you can be sure that all of the details will be covered and in alignment with your goals.

Want to learn more? Get in touch. We’d be happy to answer any questions you may have: 1-855-220-2580.


*Comparison of financial assets of advised households vs. unadvised households. CIRANO Research 2012 via Credential Asset Management.