Financial advice isn’t one-size-fits-all because we all dream differently, but also because our goals change throughout different stages of life. This is sometimes referred to as the generation gap—essentially, the difference in priorities and approach between different age groups or generations.

Sometimes, hearing a friend talk about the stock market or their investments can be interesting and educational—but other times, you may be left feeling a little lost. Whether you’re hearing buzzwords, acronyms or phrases that leave you feeling more confused than empowered, understanding financial speak is key to making confident, effective financial decisions.