FEATURED Financial Health ARTICLES

Have you ever fantasized about how to spend a work bonus, only to have the money instantly disappear into your monthly spending? If this sounds familiar, you might be prone to lifestyle creep.

No matter your plans for 2020 were, odds are they got turned on their head. For the better or worse, your finances were probably part of those changes. We want to ensure you have the information you need to prepare your finances for whatever weather is on the horizon.

In light of the ongoing COVID-19 pandemic, the Canada-U.S. border remains closed and all non-essential travel has been discouraged for the foreseeable future. While our collective health and safety is incredibly important, these restrictions may come as a hard blow to the many Canadians who typically spend the winter down south with nary an icicle or snowflake in sight.

While COVID continues to bring disruption and challenges, having the right financial knowledge can help you chart your course through the pandemic. This is our opportunity to look ahead, to row towards safety. Let us show you how to improve upon your financial resilience with financial advice, mortgage deferrals, and even loans and debt consolidation.

Before jumping at that fast-cash offer, take a moment to educate yourself about predatory lending. Then breathe, understand that you have alternatives, and make an action plan.

It’s hard to ignore the appeal of making real money online—after all, we live in a world where
bloggers land book and movie deals, where top YouTubers are multimillionaires and where
celebrities collect thousands of dollars in exchange for a single sponsored tweet.

Right now, thousands of Canadians are working freelance contracts, trying to figure out how much they should charge for their work. What’s your time really worth? We’ll help you figure it out!

Like walking the dog or scooping out the litter box, budgeting is a part of basic pet care. If you’re thinking about getting a new pet, start by taking a look at your finances. You want to ensure that you can provide for your pet’s regular needs and that you have the ability to respond to emergencies.

The emergency fund… we all know we should have one and yet for many, the biggest hurdle is trying to determine where to begin. If you’ve ever wondered how much you should have set aside, what expenses it should and shouldn’t cover or simply how to begin your savings, then this is the article for you.

Our personalities play a role in how we relate to money but it’s not set in stone. If you’re wanting to make some changes in how you manage your money, the first step is understanding your money persona. Wary Owl, Avoiding Ostrich, Stashing Crow, Strutting Peacock – which one are you? Take our quiz to find out.